Investment Risks & Taxes

1. Am I being too conservative or too aggressive?

2. The wrong mix of assets can create too much portfolio volatility and/or not enough growth to meet future income needs. If one were to invest and lose 50% of their value, they must earn 100% to have that investment back to the original value.

3. Are tax brackets likely to go higher? Most likely, they are with  our increasing country's deficit, the war, natural disasters. Unique, properly designed tax-efficient withdrawal strategies can add many years of future income stream.

4. Social security programs and payouts have a lot of uncertainty whether they will ever provide the benefits that they promised to provide in the future.

5. How can I build guaranteed income accounts?